Getting Out of Debt 1
Service Description
Getting out of Debt 1 and 2 are designed to provide practical strategies and tools for individuals seeking to eliminate debt and achieve financial freedom. Students will learn how to assess their current financial situation, create a personalized debt repayment plan, manage their finances effectively, and develop healthy financial habits for the future. Course Objectives: • Understanding Debt. • Introduction to the concept of debt. • Different types of debt: good debt vs. bad debt. • Introduction to debt repayment methods (e.g., snowball vs. avalanche method). • Strategies for prioritizing and tackling different types of debt. • Setting realistic goals and timelines for debt repayment • Strategies for reducing expenses and increasing income. • Calculating debt-to-income ratio and other key financial metrics. • Building Emergency Savings and Managing Credit. • Conducting a thorough financial assessment.
Cancellation Policy
If you have to cancel your course, we offer a full credit equal to the amount paid to your account , but do not offer a refund. You many use these credits towards any future courses. Credit must be used within 90 days. Cancellation made within 3-6 days will incur a 20% fee. Cancellation made within 48 hours to the date of the course will incur a 30% fee.