Understanding Your Credit 1
Everything you need to understand credit, how to build, improve and maintain a good credit score
Service Description
These courses are aimed to provide the student with a comprehensive understanding of credit, its significance, and its impact on personal finance. Through a combination of theoretical concepts and practical examples students will gain the knowledge and skills necessary to manage credit effectively and make informed financial decisions. The course objective: 1. Definition and importance of credit. 2. To explore factors affecting creditworthiness (e.g., payment history, credit utilization, length of credit history). 3. Understanding credit scores and credit reports. 4. Strategies for improving credit scores, building, and maintaining good credit. 5. To understand different types of credit, including loans, credit cards, and mortgages. 6. Establishing credit for beginners. 7. Improving credit for people with bad credit. 8. To examine the consequences of poor credit management and debt. 9. To develop skills for managing credit responsibly and avoiding common pitfalls.
Cancellation Policy
If you have to cancel your course, we offer a full credit equal to the amount paid to your account , but do not offer a refund. You many use these credits towards any future courses. Credit must be used within 90 days. Cancellation made within 3-6 days will incur a 20% fee. Cancellation made within 48 hours to the date of the course will incur a 30% fee.