The Path to Homeownership 1
Offers a step-by-step guide that explains the home buying process.
Service Description
The Path to Homeownership 1 and 2 are comprehensive classes on homeownership that covers a wide range of topics related to purchasing and owning a home. The Core Topics that will be covered are: • Home Buying Process: Understanding the steps involved in purchasing a home, including pre-approval, making an offer, underwriting, processing and closing. • Mortgage Basics: Explaining different types of mortgages, interest rates, down payments, and the importance of credit scores. • Financial Planning: Explanation and calculation of homeownership monthly mortgage payment, which included principal and interest, property taxes, insurance, and maintenance. • Home Inspections and Appraisals: Understanding the importance of inspections and appraisals in the home buying process to assess the condition and value of the property. • Legal and Contractual Obligations: Overview of legal documents involved in a home purchase, such as purchase agreements, disclosures, and the role of real estate agents and attorneys, mortgage loan officer. • Insurance: Types of insurance coverage for homeowners, including homeowner's insurance, private mortgage insurance and title insurance
Cancellation Policy
If you have to cancel your course, we offer a full credit equal to the amount paid to your account , but do not offer a refund. You many use these credits towards any future courses. Credit must be used within 90 days. Cancellation made within 3-6 days will incur a 20% fee. Cancellation made within 48 hours to the date of the course will incur a 30% fee.